Collections, Creditors’ Rights & Secured Lending

Strategic representation for lenders, creditors, businesses and consumers —protecting your right to recover what’s owed and secure your financial interests and positions.

At WFJ Law, our attorneys represent lenders, creditors, business owners, and consumers throughout Schuylkill County and central and eastern Pennsylvania in all aspects of secured lending, collections, and creditors’ rights. We help clients enforce judgments, recover debts, and protect collateral through every stage of the legal process—from demand to litigation, foreclosure, and bankruptcy proceedings.

With decades of experience in Pennsylvania’s state and federal courts, WFJ Law understands the financial realities behind debt collection and credit enforcement.

Our attorneys have extensive experience with and state and federal mortgage foreclosure laws, as well as the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Federal Bankruptcy Code, the Pennsylvania Banking Code, the Pennsylvania Unfair Trade Practices and Consumer Protection Law (UTPCPL), the Pennsylvania Uniform Transfer of Judgments Act (PUTJA), and the Pennsylvania Uniform Voidable Transactions Act (PUVTA) formerly known as the Pennsylvania Uniform Fraudulent Transfers Act (PUFTA).

We combine legal knowledge and precision with practical business judgment to protect our clients’ rights and recover what is owed—efficiently, professionally, and with the local insight that only a regional firm can provide.

• Commercial Collections
• Consumer Collections
• Loan Documentation
• Judgment Enforcement
• Mortgage Foreclosures
• Personal Bankruptcy
• Creditor Representation
  • Chapter 7​
  • Chapter 11
  • Chapter 13